Individual Retirement Accounts
- Earn a competitive interest rate
- No monthly maintenance fee
- Choose from a range of IRA plans
- Consolidate your retirement funds with rollover capability
- Maximum contribution limits apply
- Early withdrawals may be subject to a penalty
Traditional IRA
A traditional IRA allows you to contribute pre-tax dollars toward investments that can grow tax-deferred. After age 59½, withdrawals are penalty-free and taxed as current income.
Roth IRA
A Roth IRA allows you to contribute after-tax dollars toward investments that can grow tax-deferred. After age 59½, withdrawals are penalty-free and tax-free.
Education IRA
An education IRA, also known as a Coverdell Education Savings Account (ESA), allows parents and guardians of children under 18 to contribute after-tax dollars that can grow tax-deferred and be withdrawn tax-free for educational purposes.
Rollover IRA
A rollover IRA is a special type of traditional IRA you can transfer your employee retirement funds into when you change jobs or retire.
Certificates of Deposit offer security.
A CPD Lachine Bank CD delivers a guaranteed return and a fixed interest rate.Learn more
Save for big purchases with a money market account.
Earn a competitive interest rate and enjoy greater access to your money.Learn more
Looking for a simpler savings account?
With a CPD Lachine Bank Savings account, you can earn interest on every dollar and enjoy lower maintenance fees.Learn more